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A self-managed super fund can help you make the most of your retirement saving so you can enjoy the lifestyle you want. Our SMSF accountants will help you understand the complexities of managing your own fund and keep you up to date with regulatory changes.
Get a free 90-minute consultation. Our team will even come to you. See how it works.
We have been giving business owners advice on managing their SMSFs for over 25 years. We have the knowledge you need to make the right decisions.
Along with our other personal and business financial services, we can set up your SMSF and can help you with ongoing advice.
Our SMSF accountants understand your priorities and needs at various stages over your lifetime. We can help you plan for the future.
At Liston Newton Advisory, our SMSF accountants are always looking for a better way of doing things. We offer an SMSF option to benefit you.
Having a SMSF gives you control over your personal wealth creation. If you have a particular lifestyle in mind for your retirement, then a SMSF can help you get there.
Our SMSF accountants can help you plan and implement your investment strategy. We can help you make the most of your super.
Our team can even travel to your premises to consult with you face-to-face. It's all part of our commitment to our clients.
We have worked with Liston Newton's Accountants and Advisory Team for over a decade. During that time, our business has grown substantially both organically and through purchases. This wouldn’t have been possible without Liston Newton Advisory to assist with our business planning, providing proactive advice and ensuring our accounts were always compliant in a complex and volatile industry.
Liston Newton's Accountants analysed our financial and business situation and helped us implement strategies to improve our position. Their strategies turned our business from making a loss, to recording a 6-month net profit of 36 per cent. And we are now on track to show a 240 per cent increase in turnover over the next financial year.
Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Over our over 40 year history, we've developed a unique methodology for business growth and personal wealth creation. We call it Get Set, Get Moving, Get Free.
No matter what stage of business development you're at, our SMSF accountants can help you take control of your future. Have more say in your superannuation investment strategies with an SMSF.
Find out how we do things
Our team has a great deal of experience helping clients get the most out of their super investments.
We restructured Papermill Media and moved them to cloud accounting. Papermill was listed at number 43 in the Australian Financial Review's Fast 100 List in 2017.
Take a lookWe have helped Cambridge Plumbing to manage and forecast cash flow. We've also provided the director with advice on wealth creation and asset allocation.
Take a lookAfter helping them transition to Xero, we conducted quarterly business coaching with Quality Energy and helped increase their profits by 90 per cent.
Take a lookOur SMSF accountants can help you set up and maintain your super, giving you expert advice along the way.
A self-managed super fund is a trust structure that is run by the members of the SMSF. It is also known as a DIY fund. This is different to other super funds that are run by external trustees for thousands of members.
A SMSF has a maximum of four members and the investments in the SMSF can be tailored to suit the preferences of each individual member. There is no restriction on who can establish a SMSF.
People with high incomes, business owners, or people who have significant wealth are more likely to benefit from a SMSF.
There is no simple answer to when you should start a SMSF. You need to consider the costs associated with a SMSF and the potential benefits. The costs you need to consider are:
Whether or not having a SMSF is a viable option for you will depend on circumstances. Professional SMSF accountants can help you determine if this is the case.
As of 2007, superannuation laws changed, and a SMSF is allowed to borrow money to purchase an investment asset, however there a strict guidelines to follow when borrowing.
The type of investment assets that can be purchase are:
There are limitations that apply to purchasing assets from related parties in SMSFs, you should seek assistance from profession SMSF accountants to see if the asset you are purchasing could potentially breach the related party rules.
A SMSF is a very flexible investment structure. You can use it to invest in almost anything you can invest in personally. However, the investments need to be ‘arm’s length’, meaning that it cannot be used by you personally or a close relation of you.
Once you have the compliance sorted you can invest in a wide range of investments, including:
A SMSF is often run by the members of the fund acting as trustees, whereas other super funds are run by trustees that manage thousands of members. A SMSF can have a maximum of 4 members.
A SMSF allows you much more control in what you invest in and when you buy and sell the assets in the fund. Most other super funds limit you to choosing the asset mix and the risk level of your super balance.
SMSFs are regulated by the ATO. Other super funds are regulated by APRA.
