SMSF advisory

For expert investment advice, consult our SMSF Advisory team

Liston Newton Advisory is rated 4.8 from 32 reviews
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Industry-leading advice from the SMSF multi-service firm of the year

As recognised by our recent win at the SMSF and Accounting Awards, there's no-one better placed to offer quality advice and innovative solutions to support the growth of your SMSF.

We take a goals-based approach to our advice, seeking first to understand what you want to achieve in your retirement, before delivering detailed advice on how we can get you there, while ensuring the least amount of risk.

SMSF planning, setup and rollovers
Contributions guidance
Insurance
Estate planning

Free financial strategy session*

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*Offer subject to terms and conditions

Get award-winning SMSF advice

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Get the most out of your super investment with strategic SMSF support from Liston Newton Advisory.
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Expert SMSF advisory services

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A wealth of experience

We've been advising clients on their SMSF for over 35 years. We deliver all the knowledge required to help you accelerate your investments.

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Full range of services

From SMSF set-up to contributions guidance, insurance and estate planning, we'll help you with a range of strategic services for your SMSF.

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Long-term partnerships

We make it our mission to fully understand your unique priorities and help you to form the best plans for your future.

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Leading innovation

Our industry-leading technology and software is designed to make successful super investment easier and more straightforward than ever.

Meet our SMSF advisory team

With our oldest SMSF client relationship beginning in 1980, and they're still with us today, we currently have more 270 SMSFs under our advice.

Uniquely in the industry, we're able to offer both tax accounting  and investment advice for SMSF — which enables you to benefit from wide-ranging expert services in one place.

We'll first meet for a no-obligation chat, to work out if we are right for you and vice versa. Following that, we can provide strategic advice on everything from how to set up an SMSF and rollover your existing super, to the type of contributions you should make, insurance and estate planning, and much more.

Jeremy Liston, Director | Adviser

Our SMSF advisors

"Our family have been Liston Newton Advisory clients for a very long time. Their professionalism is outstanding — and having just retired, their advice and assistance in setting up our SMSF has been invaluable. We have complete trust and confidence in their service and would recommend them highly."
Julie and Ron Overall
We have worked with Liston Newton's Accountants and Advisory Team for over a decade. During that time, our business has grown substantially both organically and through purchases. This wouldn’t have been possible without Liston Newton Advisory to assist with our business planning, providing proactive advice and ensuring our accounts were always compliant in a complex and volatile industry.
Karsten Horne
CEO, Reho Travel
Liston Newton's Accountants analysed our financial and business situation and helped us implement strategies to improve our position. Their strategies turned our business from making a loss, to recording a 6-month net profit of 36 per cent. And we are now on track to show a 240 per cent increase in turnover over the next financial year.
Lisa Clarke
SL Constructions
Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Peter Luskan
Pandora

Our method for SMSF accounting services

We deliver all the strategic thinking to ensure you have the complete picture, enabling an effective set-up of your SMSF.

This is supported by a unique methodology that helps you achieve your objectives for personal wealth creation. We call it Get Set, Get Moving, Get Free.

Learn more about our methodology
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Choose the expert SMSF advisors

Our SMSF advisory services give you complete peace of mind.

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Expert SMSF advisory services for business growth and wealth creation.

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Frequently asked questions

Do I need to set up and run my investment fund myself?

Not at all. While we do believe that if you're taking the time to set up an SMSF, you should take a keen interest in how it's run and gradually educate yourself more each year — but the beauty of an SMSF is that you can have as little or as much input into your investment decisions as you like.

Our advisers are here to help you run your SMSF in a way that will best benefit you and your family, now and into the future.

How much can I contribute each year?

You can choose from two main types of contributions:

With the first, each member makes a tax deductible contribution each year of up to $25,000 (inclusive of whatever amount your employer contributes for you).

Secondly, each member can also contribute $100,000 per year as a non-tax deductible contribution.

Additionally, there are a number of other special contributions you can make. For example, if you sell a small business, you can contribute up to $500,000 of the capital gain to reduce your tax. Read more details here

Can I invest in property in my SMSF?

Yes you can. You may invest in residential, commercial or industrial property. Commercial or industrial property may be leased back to your business. If you invest in residential property, it must be leased to an unrelated party.

Investing in property can be a good option for some SMSFs. However, you must give careful consideration to whether this is the best strategy for your retirement planning. In recent years the interest rates and fees for property loans have increased dramatically. Also, for high income earners, it can make more sense from a tax perspective to invest in property outside super.

How do franking credits work in a SMSF?

Investing in Australian shares in a SMSF can be a great option, due to additional available franking credits.

Franked dividends are dividends or profits paid to shareholders by a company that's paid company tax in Australia on part or all of the profit being distributed as a dividend.

Generally a listed company will pay tax at a rate of 30 per cent. A shareholder who receives a franked dividend is able to claim a tax offset for the franking credits – otherwise known as imputation credits – attached to the franked dividend.

In practice, this would mean that if your SMSF owned BHP shares, and a $1,000 dividend was declared, you would receive $700 as cash and BHP would pay $300 (30%) in tax. If your SMSF is in pension mode on a 0% tax rate, you would then receive the $300 tax as a refund when you lodge your tax return.

What happens to my SMSF when I pass away?

SMSFs offer great flexibility with your estate planning needs. A member of an SMSF can make binding death benefit nominations (BDBN) that do not lapse — unlike many public offer superannuation funds, which tend to require binding death benefit nominations to be updated every three years.

A BDBN is like a Will for your SMSF. It means you can direct your SMSF balance to the exact person you want to receive that money. If set up correctly, a BDBN is very difficult to challenge in the event of a dispute.

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