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With our oldest SMSF advisory client relationship beginning in 1980, we currently have more than 270 SMSF clients under our advice.
Uniquely in the industry, we're able to offer both tax accounting and investment advice for SMSF — which enables you to benefit from wide-ranging expert services in one place.
We'll first meet for a no-obligation chat, to work out if we are right for you and vice versa. Following that, we can provide strategic advice on everything from how to set up an SMSF and rollover your existing super, to the type of contributions you should make, insurance and estate planning, and much more.
"Our family have been Liston Newton Advisory clients for a very long time. Their professionalism is outstanding — and having just retired, their advice and assistance in setting up our SMSF has been invaluable. We have complete trust and confidence in their service and would recommend them highly."
We have worked with Liston Newton's Accountants and Advisory Team for over a decade. During that time, our business has grown substantially both organically and through purchases. This wouldn’t have been possible without Liston Newton Advisory to assist with our business planning, providing proactive advice and ensuring our accounts were always compliant in a complex and volatile industry.
Liston Newton's Accountants analysed our financial and business situation and helped us implement strategies to improve our position. Their strategies turned our business from making a loss, to recording a 6-month net profit of 36 per cent. And we are now on track to show a 240 per cent increase in turnover over the next financial year.
Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Our SMSF advisory services give you complete peace of mind.
Expert SMSF advisory services for business growth and wealth creation.
Not at all. While we do believe that if you're taking the time to set up an SMSF, you should take a keen interest in how it's run and gradually educate yourself more each year — but the beauty of an SMSF is that you can have as little or as much input into your investment decisions as you like.
Our advisers are here to help you run your SMSF in a way that will best benefit you and your family, now and into the future.
You can choose from two main types of contributions:
With the first, each member makes a tax deductible contribution each year of up to $25,000 (inclusive of whatever amount your employer contributes for you).
Secondly, each member can also contribute $100,000 per year as a non-tax deductible contribution.
Yes you can. You may invest in residential, commercial or industrial property. Commercial or industrial property may be leased back to your business. If you invest in residential property, it must be leased to an unrelated party.
Investing in property can be a good option for some SMSFs. However, you must give careful consideration to whether this is the best strategy for your retirement planning. In recent years the interest rates and fees for property loans have increased dramatically. Also, for high income earners, it can make more sense from a tax perspective to invest in property outside super.
Investing in Australian shares in a SMSF can be a great option, due to additional available franking credits.
Franked dividends are dividends or profits paid to shareholders by a company that's paid company tax in Australia on part or all of the profit being distributed as a dividend.
Generally a listed company will pay tax at a rate of 30 per cent. A shareholder who receives a franked dividend is able to claim a tax offset for the franking credits – otherwise known as imputation credits – attached to the franked dividend.
In practice, this would mean that if your SMSF owned BHP shares, and a $1,000 dividend was declared, you would receive $700 as cash and BHP would pay $300 (30%) in tax. If your SMSF is in pension mode on a 0% tax rate, you would then receive the $300 tax as a refund when you lodge your tax return.
SMSFs offer great flexibility with your estate planning needs. A member of an SMSF can make binding death benefit nominations (BDBN) that do not lapse — unlike many public offer superannuation funds, which tend to require binding death benefit nominations to be updated every three years.
A BDBN is like a Will for your SMSF. It means you can direct your SMSF balance to the exact person you want to receive that money. If set up correctly, a BDBN is very difficult to challenge in the event of a dispute.
A quick guide to the benefits and drawbacks of a SMSF property investment, brought to you by the experts at Liston Newton Advisory.
Your questions on much you need in your SMSF to enjoy your retirement, answered by the experts at Liston Newton Advisory.