Investment property management and advice

Understand how investment property can fit into your financial plan

Liston Newton Advisory
Liston Newton Advisory is rated 4.8 from 32 reviews

We help you take control of your property investments

Getting into the world of investment property can be a strong wealth creation strategy. But it’s important to determine if it’s right for your situation. That's where sound advisory comes into play.

We’ll help you make the right decision. We’ll assess your current situation, helping you identify exactly what you can borrow, and how to pay it back. We’ll use financial modelling to determine the impact on your personal finances, and the likely returns when your property starts earning. In the end, we want the best possible solution for you.

Importantly, you’ll get peace of mind that you’re making the right choice.

Property advice
Personal budget modelling
Investment property tax structuring
Investment loan advice
Tax deduction advice
Property in SMSF

Free financial strategy session*

Get a free 90-minute video consultation. See how it works.

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Learn more about your business with our comprehensive guides

At Liston Newton Advisory, we take pride in helping business owners get more out of their hard work. Our downloadable guides can give you an in-depth look at strategies and technologies that will help your business grow.

  • Discover tax strategies and business structures available to you
  • Understand and apply new business management technology
  • Get in touch with us for information tailored to your business

Here's how we’ll put plans in place for your future success

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Holistic advice

We understand the whole picture, providing wealth advice, lending advice, and tax advice as part of your investment property purchase.

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A wealth of experience

We’ve got over 40 years of experience helping clients achieve their investment property dreams. But we also walk the talk, with many of our advisers owning their own investment properties.

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Access trusted networks

Tap into our trusted network of property advisers, buyers advocates, property managers, and a panel of over 30 lenders, and start making the right decisions.

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Long-term client partnership

Staying up to date is essential for tax compliance. We take the time to fully understand any changes in tax policy so you can get the full benefits.

About our investment property specialists

The right property investment strategy is a highly personal choice. So you need to work with an adviser who understands your vision and personal situation.

Our property investment team will work with you to plan your long-term goals, determine an investment plan, and help you understand the opportunities and risks inherent in the property market.

We’ll even come to you and visit your properties, to get a better understanding of where you’re looking at investing your wealth.

Kieran Liston, Director | Adviser

Meet our investment property advisors

We have worked with Liston Newton's Accountancy and Advisory Team for over a decade. During that time, our business has grown substantially both organically and through purchases. This wouldn’t have been possible without Liston Newton Advisory to assist with our business planning, providing proactive advice and ensuring our accounts were always compliant in a complex and volatile industry.
Karsten Horne
CEO, Reho Travel
Liston Newton's Accountants analysed our financial and business situation and helped us implement strategies to improve our position. Their strategies turned our business from making a loss, to recording a 6-month net profit of 36 per cent. And we are now on track to show a 240 per cent increase in turnover over the next financial year.
Lisa Clarke
SL Constructions
Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Peter Luskan
Pandora

Our method for your investment property management

We get to understand every detail of your personal financial situation, your future goals, and then help you create a plan that fits property investment around your needs. However, it’s a collaborative approach.

It’s important to us that you fully understand your investment decisions and are comfortable with the plan we build together. So we take the time to empower you with the knowledge that you’re making the right choices.

Find out how we do things
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Choose the experts in wealth creation through property management

Successful property investment is complex. Trust a financial adviser with the right expertise and qualifications.

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It’s time to invest in your future

Our expert investment property specialists are available to help you generate wealth on your own terms.

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Frequently asked questions

How do I avoid capital gains tax when selling an investment property?

When selling an investment property, it’s completely possible to minimise Capital Gains Tax (CGT)—or even eliminate it all together. However, this depends on a number of factors:

  • How much did you purchase the property for?
  • How much did you sell it for?
  • Who owns the property now?
  • What other income streams do you have?
  • How much money have you invested in improving the property?

All these questions are crucial to understanding the extent of CGT you pay. But they’ll also help you understand how to minimise your CGT. Check out our article in CGT and property investment to understand how you can minimise the CGT you pay on your property when it comes time to sell.

Can I use my super to buy an investment property?

Yes, it’s possible to purchase a property within your superannuation account. This can be done via a self-managed super fund (SMSF). Using your SMSF as an investment vehicle, it’s completely possible to purchase a residential or commercial property and add that to your SMSF portfolio.

In a similar vein, it’s also possible to set up a loan within your SMSF to allow you to borrow funds to purchase the property.

But be warned: buying property within an SMSF isn’t for everyone. If you do choose to buy property in your SMSF, there are a number of rules you must be aware of. In short:

  • SMSF lenders typically require you to have a super balance of at least $250 to $300k
  • Residential property within an SMSF can’t be rented to family or relatives
  • There are restrictions on improving, renovating, or developing property within an SMSF that you need to be aware of.

However, if you can properly navigate the rules, investing in a residential or commercial property with your SMSF can be a sound investment.

How does owning an investment property affect my taxes?

Owning an investment property impacts your taxes in two ways.

Firstly, you’re likely to be renting the property out to a tenant. This creates extra income in the name of the property owner, whether this is you as an individual, a company, a trust, or even your SMSF. However, as you’re earning income, this means that you’ll then pay tax on this income.

However, won’t always be the case. If the costs of holding the property—so the interest charges, property maintenance, upkeep, etc—is more than the rental income received, then your property is making an income loss each year. This is called negative gearing, and these losses can offset other taxable income and actually reduce your taxable income at the end of the financial year.

The second impact on taxes is when you dispose of the property. If you sell the investment property for more than you purchased it for, then you may need to pay additional tax in the form of Capital Gains Tax. If you sell the property for less than you purchased it for, you’ve made a capital loss, which you may be able to carry forward to offset any future capital gains.

Check out our article for more in-depth tax advice for your investment property.

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