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Self-managed superannuation

Our SMSF accountants can give you more choice and control of your investments

Make the most of your super

A self-managed super fund can help you make the most of your retirement saving so you can enjoy the lifestyle you want. Our SMSF accountants can help you build your investment strategy and portfolio.

  • Control your investment strategy
  • Tax effective
  • Minimise fees
  • Potential for higher net returns
Take control of your investments and wealth creation. Talk to expert SMSF accountants today.
Let's talk business

Our SMSF accountants are business leaders

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A wealth of experience

We have been giving business owners advice on managing their SMSFs for over 25 years. We have the knowledge you need to make the right decisions.

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Full range of service

Along with our other personal and business financial services, we can set up your SMSF and can help you with ongoing advice.

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Long-term client partnerships

Our SMSF accountants understand your priorities and needs at various stages over your lifetime. We can help you plan for the future.

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Leading industry innovation

At Liston Newton Advisory, our SMSF accountants are always looking for a better way of doing things. We offer an SMSF option to benefit you.

Our superannuation team

Having a SMSF gives you control over your personal wealth creation. If you have a particular lifestyle in mind for your retirement, then a SMSF can help you get there.

Our SMSF accountants can help you plan and implement your investment strategy. We can help you make the most of your super.

Jeremy Liston, Director | Adviser

Meet the team

We have worked with Liston Newton's Business Accountants and Advisory Team for over a decade. During that time, our business has grown substantially both organically and through purchases. This wouldn’t have been possible without Liston Newton Advisory to assist with our business planning, providing proactive advice and ensuring our accounts were always compliant in a complex and volatile industry.
Karsten Horne
CEO, Reho Travel
Liston Newton's Business Accountants analysed our financial and business situation and helped us implement strategies to improve our position. Their strategies turned our business from making a loss, to recording a 6-month net profit of 36 per cent. And we are now on track to show a 240 per cent increase in turnover over the next financial year.
Lisa Clarke
SL Constructions
Liston Newton helped us move our accounting over to Xero. A Business Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Peter Luskan
Pandora

Our method for financial freedom

Over our over 40 year history, we've developed a unique methodology for business growth and personal wealth creation. We call it Get Set, Get Moving, Get Free.

No matter what stage of business development you're at, our SMSF accountants can help you take control of your future. Have more say in your superannuation investment strategies with an SMSF.

Find out how we do things
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Qualified and accredited

Our team has a great deal of experience helping clients get the most out of their super investments.

Take control of your investments

Our SMSF accountants can help you set up and maintain your super, giving you expert advice along the way.

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Frequently asked questions

What is a SMSF?

A self-managed super fund is a trust structure that is run by the members of the SMSF. It is also known as a DIY fund. This is different to other super funds that are run by external trustees for thousands of members. 

A SMSF has a maximum of four members and the investments in the SMSF can be tailored to suit the preferences of each individual member. There is no restriction on who can establish a SMSF.

People with high incomes, business owners, or people who have significant wealth are more likely to benefit from a SMSF.

When should I start a SMSF?

There is no simple answer to when you should start a SMSF. You need to consider the costs associated with a SMSF and the potential benefits. The costs you need to consider are:

  • Set up costs
  • Ongoing costs
  • Wind-up costs
  • Having a cost-effective super balance
  • Insurance costs

Whether or not having a SMSF is a viable option for you will depend on circumstances. Professional SMSF accountants can help you determine if this is the case.

Can I borrow within a SMSF to purchase an asset?

As of 2007, superannuation laws changed, and a SMSF is allowed to borrow money to purchase an investment asset, however there a strict guidelines to follow when borrowing.

The type of investment assets that can be purchase are:

  • Residential and commercial property
  • Shares
  • Managed funds

There are limitations that apply to purchasing assets from related parties in SMSFs, you should seek assistance from profession SMSF accountants to see if the asset you are purchasing could potentially breach the related party rules.

What can I invest in a SMSF?

A SMSF is a very flexible investment structure. You can use it to invest in almost anything you can invest in personally. However, the investments need to be ‘arm’s length’, meaning that it cannot be used by you personally or a close relation of you.

Once you have the compliance sorted you can invest in a wide range of investments, including:

  • Shares, ETFs, hybrids, cash, term deposits, fixed income securities, or gold and silver bullion
  • Residential and commercial properties
  • Managed funds
  • Business and business property
  • Non-traditional assets such as coins, antiques, or art
What’s the difference between SMSF and other super funds?

A SMSF is often run by the members of the fund acting as trustees, whereas other super funds are run by trustees that manage thousands of members. A SMSF can have a maximum of 4 members.

A SMSF allows you much more control in what you invest in and when you buy and sell the assets in the fund. Most other super funds limit you to choosing the asset mix and the risk level of your super balance.

SMSFs are regulated by the ATO. Other super funds are regulated by APRA.

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