Lending solutions Port Macquarie

Tailored business and personal loan advice in Port Macquarie

Liston Newton Advisory
Liston Newton Advisory is rated 4.8 from 32 reviews
HomePort Macquarie

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An award-winning Australian accounting firm

SMSF multi service firm of the year awardSMSF customer service firm of the year awardIfa innovator of the year awardIfa holistic adviser of the year award

Discern the right home loan for your unique needs

Having lived in Port Macquarie for decades, we know first-hand this city is bursting with growing families, first-home buyers and property investors. The right home loan could make all the difference. Whether you’re looking to grow your portfolio or treat your family to the perfect home, Liston Newton’s lending specialists can help you assess and negotiate a comfortable loan and repayment strategy.

While we specialise in home loans, we may also be able to assist with SMB funding and investment loans.  Why don’t we start by talking about your goals? Join us at our William Street office for a coffee and a consultation. We’re also happy to schedule a time to visit your home or office, or to link up virtually. What works for you?

Contact us

Call us on

(02) 6527 7935
Business hours

Monday to Friday

9am to 5pm

Parking

1h parking on William St. 3h parking at Officeworks on Short St.

Visit us

Contact us

Call us on

Business hours

Parking

Discern the right home loan for your unique needs

Having lived in Port Macquarie for decades, we know first-hand this city is bursting with growing families, first-home buyers and property investors. The right home loan could make all the difference. Whether you’re looking to grow your portfolio or treat your family to the perfect home, Liston Newton’s lending specialists can help you assess and negotiate a comfortable loan and repayment strategy.

While we specialise in home loans, we may also be able to assist with SMB funding and investment loans.  Why don’t we start by talking about your goals? Join us at our William Street office for a coffee and a consultation. We’re also happy to schedule a time to visit your home or office, or to link up virtually. What works for you?

Contact us

Call us on

(02) 6527 7935
Business hours

Monday to Friday

9am to 5pm

Parking

1h parking on William St. 3h parking at Officeworks on Short St.

Lending advisory services available in Port Macquarie

Liston Newton is a full-service financial agency, and our team can help you fortify every facet of your financial life. From tax minimisation to business restructuring to personal investment strategies — simply let us know how we can help.

I recently had to refinance my Home loan and I was referred to Liston Newton Finance. From the outset, I was greeted by fantastic service, personable interactions and a can-do attitude. Nothing was too hard for the team and when contacted, issues were resolved directly over the phone. We had fantastic 2-way communication and we continue to get this support even after the Loan has settled.

Chris Duke

We were very pleased with Liston Newton's financial advisory services a few years ago and so when we bought our new home just recently we contacted them for lending advice. The service provided to was way above our expectations. The team kept us informed at all times and was continuously following up on the banks to ensure we met a very tight timeline. We couldn't speak more highly of Liston Newton for their dedication to customer service and knowledge in their field. We would highly recommend them.

Ally Wilkinson

Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Peter Luskan
Pandora
Reach your goals with safe small business funding solutions
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We can vet and shortlist loans that suit your unique needs

Liston Newton’s doors have been open for nearly half a century. In that time, we’ve spread across Australia, opening offices in metropolitan cities and regional towns, and have built relationships with numerous established, reliable lenders. Our deep connections and unrivalled experience assessing fine print and regulations allow us to develop specific, safe, serviceable loan plans for you.

We tailor our advisory to your goals and lifestyle to help you choose a loan flexible enough to change as you grow. Our team can even help you refinance and manage your existing loans.

Lender responsibilities

  • Home loans
  • Refinancing
  • Investment loans
  • Interest rate comparison
  • Business and personal loans
  • Fintech lending

Meet the Port Macquarie team

Port Macquarie’s fintech and lending specialists at your service

Through decades of proven results and success utilising market-leading technology, our team have earned accreditations from leading Australian financial institutions.

Why choose us

Pursue your ambitions backed by proven lending strategies

It isn’t an exaggeration to say that assessing loan products is a mentally and emotionally taxing task. The right loan can be the bridge between you and your ambitions, whatever they may be. Our award-winning local lending specialists will help you build that bridge and achieve your goals.

Loan products exist purely in fine print, which is why it is so daunting to assess and compare them. Unravelling the knotted stipulations surrounding them requires clear eyes and a meticulous eye for details. These are qualities we have in abundance. Our loan specialists can help you:

  • Evaluate business and personal loans from reputable lenders
  • Construct manageable repayment strategies
  • Refinance loans to suit changing circumstances

While we can back up our confidence with industry awards and recognitions, you’ll find the most glowing praise in our client case studies. Read through them, and book your consultation at our Port Macquarie office today.

Our proven three-step path toward financial freedom

How we get you set

The first phase is all about establishing the fundamentals of your business and creating a strong foundation to build from. You also need to establish your long-term goals so you have a clear idea of what you're working towards.

  • Plan your goals
  • Structure your business and assets
  • Online accounting
  • People and HR
  • Protect your business and personal risk
  • Business and personal will

How we get you moving

The second phase is about gaining a deeper understanding of your business; how to make it more efficient and experience sustainable growth. This is where you transition from working in your business to working on your business.

  • Understand your numbers
  • Delegate bookkeeping
  • Systematise and automate tasks
  • Minimise tax
  • Forecast cashflow and capital needs
  • Quarterly coaching and accountability

How we get you free

The final phase is when all your hard work really starts to pay off. This is when you start using your profits to build your personal worth to a point that give you financial freedom—the freedom to work only if you want to.

  • Understand wealth creation
  • Investment portfolio
  • Investment property
  • Superannuation
  • Succession and exit planning
  • Your legacy

Our Port Macquarie case studies

We support Port Macquarie as much as it supports us

We believe that the best way to support your community is to become the best version of yourself, and offer back the unique skills and lessons you’ve learnt. We aren’t just number-crunchers and spreadsheet-fillers — we’re entrepreneurs. 

We’ve decided the best way to support our favourite local and national charities is by donating our hard-won knowledge and raising funds from our deep-pocketed connections. Liston Newton’s Port Macquarie office proudly supports:

  • The Cancer Council’s Biggest Morning Tea
  • The Cancer Council’s Small Business Advisory Service
  • The Type 1 Foundation
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Frequently asked questions

How much is a home loan deposit?

Home loan deposits are typically 15-20% of the principal.

You may be able to secure a lower deposit by taking out Lenders Mortgage Insurance (LMI), though that will necessarily increase your principal.

Any tips for paying off a mortgage faster?

Here are four tips for paying off your mortgage:

  • Do your research to find the lowest interest rate
  • Make fortnightly payments rather than monthly payments
  • Try to make regular additional payments
  • Place your savings in an offset account to reduce variable loan interest charges

These are general tips and not necessarily appropriate for all individuals and their loans. For tailored advice, get in touch and book a consultation with our Port Macquarie team.

How do banks approve loans?

Banks assess borrowers to ensure they can reliably service their loans. To complete that assessment, they’ll look at a range of factors, including:

  • Employment history
  • Savings and assets
  • Employment history and business ownership
  • Credit history
  • Debt

‘Artificial intelligence’ is a poor mimic. Why settle?

All emerging technologies go through a hype cycle. Developers, supported by engagement-hungry content mills, will pump out extraordinary claims. With AI tools, those claims tend to boast of social and industrial revolutions. It’s hard for the public, and many business owners, to separate meaningful claims from spurious ones.

At Liston Newton, we believe that AI is an excellent productivity tool and excels at performing rote tasks. But it is incapable of fact-checking, forward thinking or developing client-specific financial strategies. You can trust that every strategy we deliver for you will be masterminded by an accredited and experienced human being.