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Life insurance accounting
Life insurance tailored to secure your financial future
Liston Newton Advisory
Liston Newton Advisory is rated from 32 reviews
Why choose our life insurance advisory services
Decades of trusted experience
With over 40 years of experience, our team offers tailored life insurance solutions that help secure your financial future and protect your loved ones.
Comprehensive, personalised guidance
We believe in a holistic approach, integrating life insurance with tax planning, estate planning, and wealth management to ensure you get comprehensive coverage that suits your unique needs.
Tailored solutions for your needs
We recognise that everyone's financial situation is different. That's why we provide personalised guidance that evolves alongside your changing needs, ensuring your life insurance policy remains effective over time.
Committed to your financial wellbeing
Our long-term focus is on providing clarity, support, and the resources needed to help you make informed decisions for the financial well-being of you and your family.
What sets our life insurance advisory apart
Life insurance is an essential part of any financial strategy, and we understand that choosing the right coverage can be challenging. Our goal is to make sure you have the confidence that comes with knowing your family is protected.
We take a proactive approach, ensuring that your life insurance plan is aligned with your long-term financial objectives. This means offering guidance tailored to your personal situation and simplifying the complexities of insurance so you can make informed choices.
Our dedicated advisors work closely with you to build a policy that provides the security and peace of mind you need, whether through a traditional policy or options like indexed universal life insurance, ensuring your loved ones are always taken care of.
How we can help you choose the right life insurance
Our team helps you make informed decisions about your life insurance, with a focus on securing the right life insurance cover to suit your financial situation.
From assessing your current needs to planning for the future, we provide ongoing support to ensure your life insurance evolves with your circumstances and continues to protect what matters most.
Benefits of partnering with us
- Tailored life insurance solutions that meet your financial needs
- A comprehensive approach integrating tax, estate, and financial planning
- Ongoing reviews to keep your coverage current
- Personalised advice designed to adapt to your evolving goals
- Long-term partnership with award-winning advisors
- Clarity and support through every stage of your journey
- Independent, unbiased guidance from experienced professionals
Secure your family’s future with expert life insurance guidance
Talk to us today
Understanding your options for financing life insurance premiums
Financing life insurance premiums can be challenging, especially with various options available. Our advisors provide expert guidance on choosing a financing solution that suits your needs while understanding key factors like interest rates and the role of premium finance lenders in securing the best deal.
We help you evaluate premium financing arrangements that align with your long-term financial strategy. Whether you want to explore how the cash value of your policy can be leveraged or need advice on covering interest payments, we ensure that you receive personalised solutions that best fit your goals.
Our team will guide you in weighing the benefits and trade-offs of financing through superannuation or other approaches, including working with a premium finance company, ensuring you make informed choices that align with your financial objectives.
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Accounting for company-owned life insurance
Our corporate life insurance services also cover company-owned life insurance, providing businesses with a tailored approach to managing coverage for key employees. This ensures that your business remains stable and secure even in the face of unexpected events.
We help you understand the advantages of corporate-owned life insurance, including the death benefit, which provides essential financial protection, as well as coverage for key employees and building financial resilience for your company. Our personalised guidance helps you navigate the complexities of corporate life insurance while keeping your company’s financial objectives at the forefront.
Understand the cash value component for enhanced financial planning
- Develop strategies to pay premiums efficiently
- Get tailored advice from our experienced team for your company’s unique needs
Commitment to high standards
Our dedication to excellence is reflected in our partnerships with leading accounting and financial organisations across Australia. These affiliations allow us to deliver best-practice solutions that help you secure your financial future.
“I’m truly grateful for their advice”
Kieran Liston and the Liston Newton team have been assisting me with my accounting matters since 1976. For the past 47 years, Kieran and the Liston Newton team have provided reliable accounting assistance, which has allowed me to focus on my business in primary production.
Their exceptional service has consistently exceeded my expectations and made me feel that they truly care about my financial well-being.
Liston Newton has given me really helpful guidance over the years for both my business and my personal finances. When you have an accounting team that you trust to give the right advice, it gives you the confidence to focus on growing your business and doing the things you love.
Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Download our financial guides for free
Our free financial guides are built to help you plan confidently for the future. Whether you're preparing for retirement or growing your wealth, these practical resources are here to support your next step.
- Learn strategies to build long-term financial security
- Explore smart ways to grow your wealth
- Set clear goals that align with your lifestyle and values
Get the guides
Why partner with our life insurance advisors for personalised solutions?
At our core, we’re committed to providing life insurance solutions that align with your financial goals. With decades of experience and a deep understanding of the complexities involved, we’re here to provide guidance every step of the way.
Our relationships with clients are built on trust and consistency. We offer dependable support that evolves with your needs, making life insurance decisions easier to manage.
Benefits of working with us
- Personalised advice tailored to your unique financial situation
- Over 40 years of experience in financial and life insurance planning
- Guidance that integrates your entire financial strategy
- Access to award-winning advisory services
- A long-term focus on your financial wellbeing
- Independent and unbiased advice
- Expert support that grows alongside your goals
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Our approach to achieving financial freedom
Our process is designed to help you achieve financial independence through three core steps — Get Set, Get Moving, Get Free:
Get Set
We lay the groundwork by securing your income streams, reducing debt, and building a resilient financial foundation.
Get Moving
Our focus then shifts to helping you grow your wealth through smart investments, comprehensive financial planning, and ongoing business growth.
Get Free
Finally, we work with you to protect your wealth, implementing strategies that allow you to enjoy financial freedom and achieve the goals you’ve worked towards.
A few of our favourite case studies
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Accounting
Kat The Label
Since engaging Liston Newton’s services, Kate Nixon has seen a 12x increase in revenue and has effectively scaled her business in a tax-effective way.
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Accounting
Claudia Martin
With Liston Newton’s help, Claudia Martin was able to sell her business tax-free, gain clarity in her retirement planning, and make smart investment decisions.
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Accounting
Cambridge Plumbing
We have helped Cambridge Plumbing to manage and forecast cash flow. We've also provided the director with advice on wealth creation and asset allocation.
Take a lookLife insurance advice for all Australians
Our offices are located in Victoria, New South Wales, and Queensland, but we serve clients nationwide. No matter where you are, we’re dedicated to providing personal support — either in person or virtually — to ensure that your financial future is secure.
South Melbourne
Level 3/67 Palmerston Crescent, South Melbourne, VIC 3205
Gold Coast
Level 10, 36 Marine Parade Commercial Tower, 36 Marine Parade, Southport QLD 4215
Sydney
Level 22-23, Salesforce Tower, 180 George Street, Sydney, NSW 2000
Explore more in our blog
Frequently asked questions
How can premium finance loans help with life insurance?
Life insurance premium financing is a strategy that allows individuals to cover the cost of their life insurance policies by taking out a premium finance loan. This can be particularly useful for those who wish to maintain their cash flow while ensuring they have sufficient coverage in place. By working with premium finance lenders, you can arrange a financing solution that fits your needs, helping you pay premiums without impacting your financial stability.
How much life insurance will I need?
Determining the amount of life insurance you need involves considering various factors like funeral expenses, outstanding debts, financial obligations, and income support for dependents. It’s crucial to have a full understanding of what your beneficiaries will need to maintain their lifestyle and achieve their goals.
We recommend evaluating both your financial obligations and the assets your beneficiaries will receive, such as superannuation or investment payouts. Consulting a qualified adviser can help you determine the appropriate level of cover for your unique needs.
When should I consider life insurance?
There’s no one-size-fits-all answer for when to get life insurance, but major life events like getting married, having children, or buying a home are key moments when it’s important to secure coverage. Life insurance can provide protection during these stages, giving you peace of mind for the future.
What is the best way to compare life insurance policies and advisory options?
Comparison websites may give an overview but often miss important details that can impact your coverage. To ensure you’re choosing the right policy, speak with a qualified life insurance advisor who can provide insight into the level of cover you need and offer quotes from trusted providers.
Should I hold life insurance within my super or choose a guaranteed policy?
Life insurance through your superannuation can be convenient, as premiums are paid directly from your super balance, but this can also reduce your retirement savings. Alternatively, holding life insurance outside of super offers flexibility and immediate access to benefits but requires post-tax payments. Your financial goals will help determine the right option, and our advisors can guide you through this decision.
Contact us today
Ready to secure your future? Fill out the contact form below, and our team will be happy to assist you in creating a tailored plan for financial peace of mind.
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