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While rates matter, the real advantage lies in how a loan is structured to support your broader financial goals. A well-planned finance strategy considers timing, tax efficiency, ownership structures, and long-term flexibility, not just the headline rate.
Whether you're buying your first home, refinancing, investing in property, building your dream home, or securing a business loan, we offer expert lending advice across every type of loan product.
Our team connects South Melbourne clients with over 25 specialist lenders, including all four major banks, to deliver tailored lending solutions that align with your financial goals. We’ll help you compare home loans, commercial loans, construction loans and business finance options, then structure your lending to support your financial situation and long-term goals.
Come in for a free consultation and let’s map out your finance journey together. You’ll find our office on Palmerston Crescent in South Melbourne, and we’ll work with you to help you feel confident about every step of the process.
Monday to Friday
8am to 5pm
On-street parking on Palmerston Crescent
While rates matter, the real advantage lies in how a loan is structured to support your broader financial goals. A well-planned finance strategy considers timing, tax efficiency, ownership structures, and long-term flexibility, not just the headline rate.
Whether you're buying your first home, refinancing, investing in property, building your dream home, or securing a business loan, we offer expert lending advice across every type of loan product.
Our team connects South Melbourne clients with over 25 specialist lenders, including all four major banks, to deliver tailored lending solutions that align with your financial goals. We’ll help you compare home loans, commercial loans, construction loans and business finance options, then structure your lending to support your financial situation and long-term goals.
Come in for a free consultation and let’s map out your finance journey together. You’ll find our office on Palmerston Crescent in South Melbourne, and we’ll work with you to help you feel confident about every step of the process.
Monday to Friday
8am to 5pm
On-street parking on Palmerston Crescent
Our lending services span residential, commercial, and business finance; from first home buyers to property investors, developers and business owners. Whether you're refinancing, building, or expanding, we help you access the right lender, structure your loan to fit your needs, and stay with you beyond settlement to optimise your finance strategy over time.
Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
We’ve helped hundreds of clients in South Melbourne secure lending that genuinely works for them, not just what’s easiest to approve (you’ll find a few of these stories in our case studies). Our role is to provide expert advice that’s thoughtful, informed, and always focused on what’s best for the client.
We’re not tied to any lender, which means we can optimise your loan to suit your financial needs today, and support better outcomes tomorrow.
At Liston Newton Advisory, we take pride in helping business owners get more out of their hard work. Our downloadable guides can give you an in-depth look at strategies and technologies that will help your business grow.
Want to pay less tax and grow your business profits faster? Our free guide shows you how to take control of your finances, improve cash flow, and make better strategic decisions with help from a virtual CFO.
Want to pay less tax and grow your business profits faster? Our free guide shows you how to take control of your finances, improve cash flow, and make better strategic decisions with help from a virtual CFO.
Liston Newton’s lending advisers hold full industry accreditations and operate under strict compliance standards, giving you confidence that your lending advice is informed, professional and tailored to your needs. We work closely with both bank and non-bank lenders, and our deep knowledge of the finance industry ensures we’re always up to date with policy, regulation and product changes that could affect your outcomes.
Australia’s most experienced and professional accountants — with industry leading qualifications and accreditations to show for it. Learn more from a specialised business accountant.
Our lending and advisory work is grounded in 40+ years of deep, practical experience across the full business lifecycle.
We build long-term partnerships with clients by being responsive, thoughtful and genuinely invested in their goals.
Our strategies are designed to grow and shift alongside your business, not stay fixed in time.
We recommend and implement digital tools that reduce friction, improve visibility, and give you back control.
Becoming a financial expert isn’t the only way to achieve financial security. Most of us find security by seeking help from the right people. When it comes to business lending advice, we are the right people. Trust our South Melbourne team to help you secure your business, your ambitions and your financial well-being.
Evaluating loan options is a daunting task. Countless clients from all across South Melbourne have made the trek to our South Melbourne offices to seek help (we won’t be too dramatic — plenty prefer video conferencing). Our business loan advisory works because it emphasises clarity and specificity. We want each of our clients to come away with a clear understanding of the available options and total confidence that they’ve chosen the right one.
We hope you’ll find that our awards speak to the quality of our advisory. But if you’d prefer a more personal recommendation, we have quite a few client testimonials and case studies for you to browse.
The first phase is all about establishing the fundamentals of your business and creating a strong foundation to build from. You also need to establish your long-term goals so you have a clear idea of what you're working towards.
The second phase is about gaining a deeper understanding of your business; how to make it more efficient and experience sustainable growth. This is where you transition from working in your business to working on your business.
The final phase is when all your hard work really starts to pay off. This is when you start using your profits to build your personal worth to a point that give you financial freedom—the freedom to work only if you want to.
Alison Bartlett worked with Liston Newton’s lending team to help secure her dream holiday home. We stepped Alison through multiple repayment scenarios and servicing calculations.
We don’t just serve South Melbourne — we’re part of it. That means using our time, expertise and resources to give back in ways that reflect the values we live by.
From supporting local health and education initiatives to mentoring small business owners, we’re proud to invest in the people and causes that make our community stronger.
We support individuals and businesses across South Melbourne seeking strategic, well-structured lending advice. Whether you're a homeowner seeking refinance options or a growing company pursuing business lending, we tailor our approach to fit your needs.
Our team combines extensive finance experience with industry knowledge to help home buyers, property investors, and business owners secure the best loan for their circumstances. We're not a one-size-fits-all service: we take the time to understand your financial future and structure lending accordingly.
This flexible approach means we can support individuals buying their first home, as well as established companies pursuing long-term finance solutions. We also collaborate with your accountant or bookkeeping support in South Melbourne to ensure your lending aligns with your broader financial strategy.
We compare loan products from over 25 trusted lending institutions, including the Big Four banks and specialist non-bank lenders. Our goal is to find the right loan based on your financial situation, not just what’s easiest to get approved.
Unlike some mortgage brokers, we don’t rely on a narrow panel. Our team of experienced mortgage brokers in South Melbourne has access to a wide array of loan options to help you secure competitive rates and lending terms.
By analysing fees, features, and structure across providers, we deliver tailored loans that reflect both your short- and long-term financial needs. That’s how we ensure better outcomes for homeowners and business clients alike.
Yes. We provide expert support for business lending, from commercial property purchases to working capital and expansion funding. We tailor loan structuring to suit your business lifecycle.
If you're a South Melbourne company looking for finance options, we’ll assess your balance sheet, cash flow, and strategy to recommend loan solutions that align with your goals. Our lending advice can also be coordinated with our accounting specialists in South Melbourne to ensure tax-effective outcomes.
From loan applications through to the mortgage process and settlement, we manage every step so you can focus on growing your business.
We specialise in helping first home buyers navigate the loan process with clarity and confidence. From pre-approval to final settlement, our goal is to make the experience as stress-free as possible.
We’ll guide you through each stage, assist with your loan applications, and help you understand what government concessions and mortgage insurance may apply. Our team’s experience means we can flag risks, recommend timing strategies, and advocate on your behalf with lenders.
Many of our clients also choose to work with a financial planning expert in South Melbourne during this time to align lending decisions with long-term goals.
Mortgage broking typically focuses on residential home loans, while finance broking has a broader scope, including equipment loans, business lending, and commercial finance.
Our team is experienced in both. As trusted local mortgage brokers, we can help you secure funding for your next home, while also providing tailored finance solutions for your company or investment goals.
By working across both areas, we deliver better financial services for individuals and businesses, all under one roof.
Yes. We regularly help clients refinance their existing mortgage to reduce repayments, unlock equity, or restructure for flexibility. We start by understanding your current financial position and long-term plans.
Then, we assess a range of tailored solutions from our panel of lenders, ensuring your new loan structure supports your goals. This might include switching from interest-only to principal and interest, reducing fees, or shortening your loan term.
When relevant, we also collaborate with our SMSF specialists in South Melbourne to explore refinancing opportunities through your SMSF.
Approval times vary depending on the lender, loan type, and complexity of your application. However, we always aim to move things forward in a timely manner.
Our strong relationships with major and non-bank lenders mean we can often expedite the mortgage process, particularly when the right documentation is provided early.
If timing is critical, we’ll explore fast-tracked loan options or help you structure your application to meet deadlines. In every case, our focus is on delivering the best loan, not just the fastest.
We believe lending advice is most valuable when it supports your broader financial future, not just your next transaction. That’s why we take a holistic approach.
We structure lending to fit your business or life stage, and ensure your loans complement your tax strategy, asset protection, and future plans. Many clients also work with our retirement planning advisors or wealth management experts in South Melbourne to keep everything aligned.
This joined-up thinking sets our finance experience apart and gives our clients the confidence to plan ahead with clarity.
The tech industry is fueled by hype. This isn’t news. Before tech evangelists can sell you on the practical uses of a new AI tool, they tend to sell you on its seemingly limitless to change society forever. It’s easy to buy into the hype. In fact, many businesses today are integrating AI technologies without fully understanding what it is or where its limitations lie. We can’t blame them — the tech produces some awe-inspiring stuff.
At Liston Newton, we believe high-level strategy is still the domain of the human intellect. We will gladly use AI and other emerging technologies to improve our efficiency, but you will never receive a strategy devised by an algorithm. Partner with us, and we will only deliver data-backed, minutely planned, easily actionable and totally personalised strategies for your success.
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