Lending solutions Melbourne

Comprehensive lending advice in Melbourne’s CBD

Liston Newton Advisory is rated 4.8 from 32 reviews

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An award-winning Australian accounting firm

SMSF multi service firm of the year awardSMSF customer service firm of the year awardIfa innovator of the year awardIfa holistic adviser of the year award

Discern the right business, investment and home loan for you

Melbourne is brimming with dreamers looking to buy their first home (or build their last one), start their own business, and grow their personal wealth through investments. But before they can raise their dreams into reality, they have to raise the capital to do so.

Liston Newton’s Melbourne-based lending specialists have been designing personalised plans for locals for over 40 years. Whether you need guidance to refinance your mortgage with a more competitive rate or capital-raising advice for your start-up business, we’ve got you covered. Let’s have a chat at our CBD office on Queen Street. Otherwise, we’re happy to come by your office, or even set up virtual consultation. Just let us know what’s easiest for you.

Contact us

Call us on

(03) 9070 9959
Business hours

Monday to Friday

8am to 5pm

Parking

Street parking on Queen St and Flinders Ln. Secure Parking at 367 Collins Street.

Visit us

Contact us

Call us on

Business hours

Parking

Discern the right business, investment and home loan for you

Melbourne is brimming with dreamers looking to buy their first home (or build their last one), start their own business, and grow their personal wealth through investments. But before they can raise their dreams into reality, they have to raise the capital to do so.

Liston Newton’s Melbourne-based lending specialists have been designing personalised plans for locals for over 40 years. Whether you need guidance to refinance your mortgage with a more competitive rate or capital-raising advice for your start-up business, we’ve got you covered. Let’s have a chat at our CBD office on Queen Street. Otherwise, we’re happy to come by your office, or even set up virtual consultation. Just let us know what’s easiest for you.

Contact us

Call us on

(03) 9070 9959
Business hours

Monday to Friday

8am to 5pm

Parking

Street parking on Queen St and Flinders Ln. Secure Parking at 367 Collins Street.

Lending advisory services available in Melbourne

Lending advice is only a fraction of the wealth management services we offer. As a full-service agency, we are prepared to help you improve every aspect of your financial situation.

I recently had to refinance my Home loan and I was referred to Liston Newton Finance. From the outset, I was greeted by fantastic service, personable interactions and a can-do attitude. Nothing was too hard for the team and when contacted, issues were resolved directly over the phone. We had fantastic 2-way communication and we continue to get this support even after the Loan has settled.

Chris Duke

We were very pleased with Liston Newton's financial advisory services a few years ago and so when we bought our new home just recently we contacted them for lending advice. The service provided to was way above our expectations. The team kept us informed at all times and was continuously following up on the banks to ensure we met a very tight timeline. We couldn't speak more highly of Liston Newton for their dedication to customer service and knowledge in their field. We would highly recommend them.

Ally Wilkinson

Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Peter Luskan
Pandora
Find peace of mind with a leading lending company in Melbourne
Talk to us

We’ll help you compare and assess leading Melbourne lenders

Our CBD office has been operating for nearly half a century now. In that time, we’ve formed close relationships with leading financiers, including the Big Four Australian banks. We’ve also developed a keen ability to compare the fine print of competing lenders. With that unrivalled experience and deep connections, we can offer you a shortlist of lenders that perfectly suit your needs.

To do what we do best, we need to get to know you. We can do far more than just help you secure a first home buyers grant or a car loan. If you’d like, we can help you restructure and manage your finances so that you can save money and more comfortably service your loan. Of course, we’ll also help with all the paperwork.

Lender responsibilities

  • Home loans
  • Refinancing
  • Investment loans
  • Interest rate comparison
  • Business and personal loans
  • Fintech lending

Learn more about your business with our comprehensive guides

At Liston Newton Advisory, we take pride in helping business owners get more out of their hard work. Our downloadable guides can give you an in-depth look at strategies and technologies that will help your business grow.

  • Discover tax strategies and business structures available to you
  • Understand and apply new business management technology
  • Get in touch with us for information tailored to your business

Meet the Melbourne team

Expertise you can trust

Our lauded and awarded fintech specialists are at your service

With cutting-edge technology and close relationships with the most reliable lenders in Melbourne, our lending advisors can help you realise practically any financial goal.

Australia’s most experienced and professional accountants — with industry leading qualifications and accreditations to show for it. Learn more from a specialised business accountant.

Why choose us

Our proven loan strategies balance ambition and security

Becoming a financial expert isn’t the only way to achieve financial security. Most of us find security by seeking help from the right people. When it comes to business lending advice, we are the right people. Trust our Melbourne team to help you secure your business, your ambitions and your financial well-being.

Evaluating loan options is a daunting task. Countless clients from all across Melbourne have made the trek to our CBD offices to seek help (we won’t be too dramatic — plenty prefer video conferencing). Our business loan advisory works because it emphasises clarity and specificity. We want each of our clients to come away with a clear understanding of the available options and total confidence that they’ve chosen the right one.

  • Assess loan products, unravel fine print and secure ideal rates
  • Design short- and long-term loan repayment strategies
  • Manage multiple loans with clarity and efficiency

We hope you’ll find that our awards speak to the quality of our advisory. But if you’d prefer a more personal recommendation, we have quite a few client testimonials and case studies for you to browse.

Our methodology

Our method for achieving financial freedom

How we get you set

The first phase is all about establishing the fundamentals of your business and creating a strong foundation to build from. You also need to establish your long-term goals so you have a clear idea of what you're working towards.

  • Plan your goals
  • Structure your business and assets
  • Online accounting
  • People and HR
  • Protect your business and personal risk
  • Business and personal will

How we get you moving

The second phase is about gaining a deeper understanding of your business; how to make it more efficient and experience sustainable growth. This is where you transition from working in your business to working on your business.

  • Understand your numbers
  • Delegate bookkeeping
  • Systematise and automate tasks
  • Minimise tax
  • Forecast cashflow and capital needs
  • Quarterly coaching and accountability

How we get you free

The final phase is when all your hard work really starts to pay off. This is when you start using your profits to build your personal worth to a point that give you financial freedom—the freedom to work only if you want to.

  • Understand wealth creation
  • Investment portfolio
  • Investment property
  • Superannuation
  • Succession and exit planning
  • Your legacy

Our Melbourne case studies

Read all

Our community comes first

We didn’t become financial and lending specialists because we love spreadsheets; we did it because we love supporting Melbourne’s entrepreneurs. We want to see local businesses thrive. We can quite reasonably say that community service is at the core of what we do, and that’s why we offer our services to a range of local and national charities.

  • The Cancer Council’s Small Business Advisory Service
  • The Type 1 Foundation for diabetes education and prevention
  • Several community sports teams in Wantirna, Richmond and St Kilda

And those are just the initiatives our Melbourne CBD team support. Every one of our offices around the country supports local charities close their hearts.

Frequently asked questions

Frequently asked questions

How much is the average home loan deposit?

The average loan deposit is 20%, though some lenders will accept 15%.

To get a lower loan deposit, you will likely have to get Lenders Mortgage Insurance (LMI) from a third-party insurer. Though your deposit may be lower, the cost of purchasing LMI will drive up your principal.

How do I pay off my mortgage faster?

Here are four basic tips for paying off your mortgage faster:

  1. Choose fortnightly repayments rather than monthly repayments.
  2. Plan to make additional repayments regularly.
  3. Reduce interest charges on variable loans by placing your savings into an offset account.
  4. Choose the loan with the lowest interest rate.

These are only general tips — for specific advice on how to best tackle your existing mortgage, contact Liston Newton’s lending specialists in the Melbourne CBD.

How do banks choose who to lend to?

Before approving your loans, banks will consider your:

  • Employment history
  • Savings and assets
  • Employment history and business ownership
  • Credit history
  • Debt

Related resources

About our content authors

Artificial intelligence exists to serve human intelligence

The tech industry is fueled by hype. This isn’t news. Before tech evangelists can sell you on the practical uses of a new AI tool, they tend to sell you on its seemingly limitless to change society forever. It’s easy to buy into the hype. In fact, many businesses today are integrating AI technologies without fully understanding what it is or where its limitations lie. We can’t blame them — the tech produces some awe-inspiring stuff.

At Liston Newton, we believe high-level strategy is still the domain of the human intellect. We will gladly use AI and other emerging technologies to improve our efficiency, but you will never receive a strategy devised by an algorithm. Partner with us, and we will only deliver data-backed, minutely planned, easily actionable and totally personalised strategies for your success.