Retirement planning Melbourne

Ease your mind with award-winning retirement planning advice

Liston Newton Advisory is rated 4.8 from 32 reviews
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An award-winning Australian accounting firm

SMSF multi service firm of the year awardSMSF customer service firm of the year awardIfa innovator of the year awardIfa holistic adviser of the year award

Design your life with personalised retirement strategies

Entering retirement is bound to be an anxious time. Entering a new phase of life always is. For many of our clients, a good portion of that anxiety was a fear of financial insecurity. But we eased their minds by developing a unique retirement plan for each of them, taking into account their life goals and lifestyle. These days, they enjoy their golden years with easy confidence. Let us do the same for you.

The sooner we start, the better off you’ll be. Why don’t you come in for a coffee? Our CBD office is a 5-minute walk from Flinders Street station and is surrounded by multistorey car parks. Of course, we can always come to your offices or set up a virtual meeting. At our consultation, we’ll talk through your retirement objectives and explain how you can reach them with clear, manageable steps.

Contact us

Call us on

(03) 9070 9959
Business hours

Monday to Friday

8am to 5pm

Parking

Street parking on Queen St and Flinders Ln. Secure Parking at 367 Collins Street.

Visit us

Contact us

Call us on

Business hours

Parking

Design your life with personalised retirement strategies

Entering retirement is bound to be an anxious time. Entering a new phase of life always is. For many of our clients, a good portion of that anxiety was a fear of financial insecurity. But we eased their minds by developing a unique retirement plan for each of them, taking into account their life goals and lifestyle. These days, they enjoy their golden years with easy confidence. Let us do the same for you.

The sooner we start, the better off you’ll be. Why don’t you come in for a coffee? Our CBD office is a 5-minute walk from Flinders Street station and is surrounded by multistorey car parks. Of course, we can always come to your offices or set up a virtual meeting. At our consultation, we’ll talk through your retirement objectives and explain how you can reach them with clear, manageable steps.

Contact us

Call us on

(03) 9070 9959
Business hours

Monday to Friday

8am to 5pm

Parking

Street parking on Queen St and Flinders Ln. Secure Parking at 367 Collins Street.

Retirement planning services available in Melbourne

We believe in holistic strategies. Depending on your retirement goals and your stage of life, we’ll recommend a combination of services to improve your finances and prepare them for retirement.

Liston Newton have provided the best professional financial advice to help us achieve our goals in our business. We are delighted and feel confident to have them managing our financial portfolio. They are also very friendly in their approach and provide quick responses to queries.

Ian Baille

We shifted both our personal income tax affairs and the administration of our SMSF to Liston Newton after the retirement of our prior long term tax accountant. 

Their attention to our customer needs and focus on providing the best tax advice covering our relatively complex needs (including accounting for foreign earned income, foreign pension entitlements, local investment portfolio, real estate interests and estate planning) has been second to none. Very happy to date.

Ian Crawford

Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Peter Luskan
Pandora
Live life on your terms with proven retirement advice
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With proper planning, a comfortable retirement is possible

The thing about retirement is that it doesn’t sneak up on you. Not everyone feels that they’re as prepared for it as they should be; some worry about a drop in their standard of living, and others want to be able to help their kids financially. That’s why the sooner we get started on preparing your finances for retirement, the better off you’ll be.

You’re never too young to start preparing for retirement, but you’re never too old, either. We specialise in creating the right wealth-creation strategies to suit not only your goals, but your capabilities. As a young professional, we can help you set up long-term wealth-generating investments. If you’re on the verge of retirement, we can help you discern how best to use your existing wealth, pension and superannuation.

Retirement specialist responsibilities

  • Investment advice
  • Financial planning
  • Long-term financial modelling
  • Superannuation advice
  • Taxation strategies
  • Pension strategies
  • Downsizing your home
  • Transition to retirement

Meet the Melbourne team

Learn more about your business with our comprehensive guides

At Liston Newton Advisory, we take pride in helping business owners get more out of their hard work. Our downloadable guides can give you an in-depth look at strategies and technologies that will help your business grow.

  • Discover tax strategies and business structures available to you
  • Understand and apply new business management technology
  • Get in touch with us for information tailored to your business

Meet the Melbourne team

Expertise you can trust

Our Melbourne retirement planners are accredited specialists

We’ve earned accreditations from leading Australian financial institutions.

Australia’s most experienced and professional accountants — with industry leading qualifications and accreditations to show for it. Learn more from a specialised business accountant.

Why choose us

You’ll retire in peace. That’s a promise.

Across our wide range of services, retirement planning may be our most critical. With retirement approaching, now more than ever you need to be sure you’re getting quality advice from a reliable expert. As an award-winning retirement planner in Melbourne, we guarantee your peace of mind with comprehensive, actionable, data-backed financial strategies.

As we’ve already stressed, the earlier you begin planning your retirement, the stronger your financial position will be. But planning is only half the battle — as your retirement planner, we’ll provide ongoing financial reviews, insights and advice to help you adapt to changing circumstances. 

  • Capitalise on new wealth-generating opportunities
  • Review your investment portfolios to ensure high ROIs
  • Explore downsizing and retirement living expenses

Our ultimate goal isn’t to get your bank account to read a certain number; it’s to give you the peace of mind that retirement is financially secure and comfortable. Read our case studies, and you’ll see we’ve brought countless local clients that same invaluable peace.

Our methodology

Our method for ensuring a financially secure retirement

How we get you set

The first phase is all about establishing the fundamentals of your business and creating a strong foundation to build from. You also need to establish your long-term goals so you have a clear idea of what you're working towards.

  • Plan your goals
  • Structure your business and assets
  • Online accounting
  • People and HR
  • Protect your business and personal risk
  • Business and personal will

How we get you moving

The second phase is about gaining a deeper understanding of your business; how to make it more efficient and experience sustainable growth. This is where you transition from working in your business to working on your business.

  • Understand your numbers
  • Delegate bookkeeping
  • Systematise and automate tasks
  • Minimise tax
  • Forecast cashflow and capital needs
  • Quarterly coaching and accountability

How we get you free

The final phase is when all your hard work really starts to pay off. This is when you start using your profits to build your personal worth to a point that give you financial freedom—the freedom to work only if you want to.

  • Understand wealth creation
  • Investment portfolio
  • Investment property
  • Superannuation
  • Succession and exit planning
  • Your legacy

Our Melbourne case studies

Read all

Our Melbourne team is committed to our local community

We have several offices dotted throughout Australia. Each one is staffed by locals with deep connections to their communities, and we encourage them to give back to those communities using their world-class financial expertise. Our Melbourne office has chosen to support the following causes.

  • The Cancer Council’s Small Business Advisory Service
  • The Type 1 Foundation for diabetes education and prevention
  • Several community sports teams in Wantirna, Richmond and St Kilda

Many in our team have been directly affected by the issues these organisations combat, and so we’re extremely proud of the years of work we’ve managed to support them with.

Frequently asked questions

Frequently asked questions

How early should I start to plan my retirement?

Although you’re never too early to start planning ahead, we believe your late thirties and forties are a good time to start properly planning for your retirement. At this age, you’re likely settled into your career, and may have even built up enough capital to consider long-term plans like investing.

Still, there’s no time like the present. Whatever age you are and whatever stage of life you’re at, we’d be happy to help you plan your retirement at our Melbourne CBD office.

At what age should I retire?

Retirement isn’t just about age, nor is it just about the size of your finances. A useful way to consider retirement is by considering your financial freedom. You want to have enough money to afford the lifestyle you want to live. Depending on how you define that and your financial opportunities, you could retire in your forties or stay in a job you love well into your seventies.

As your Melbourne retirement planning team, our job is to help you gain a clearer picture of the kind of retirement lifestyle you want and then develop a financial plan to help you afford it.

How much money will I need to retire?

As a rule of thumb, you should aim for an annual retirement income of 65-85% of your pre-retirement income. This figure assumes that you’re relatively debt-free and do not have a mortgage to pay off.

Assuming you don’t have significant financial liabilities, you can use the following guide to estimate how large your retirement savings should be:

  • $700,000 for an annual retirement income of $59,000
  • $1,100,000 for an annual retirement income of $70,000
  • $1,800,000 for an annual retirement income of $100,000

Related resources

About our content authors

Trust your retirement to human specialists, not AI fads

Advancements in ‘artificial intelligence’ have dominated tech headlines recently, and we’ve no doubt they will for some time to come. Many businesses, financial advisors included, have been impressed enough to believe in the ‘intelligence’ behind these tools. But not us.

AI is incapable of generating new ideas in any field, let alone financial strategy. Trained only on years-old ideas which they regurgitate without comprehension, AI tools are not trustworthy advisors. At Liston Newton, we admit to using AI tools to optimise our research and data analysis, but our retirement strategies, just like this page, are written purely by humans.